Curve – Spend from any of your accounts using just one Curve Mastercard

[App] Curve – The Right Way To Pay

CurveSupercharge your cards by adding them to Curve.

Securely add all your Visa and Mastercard debit cards and credit cards – Barclays, HSBC, Santander, Monzo, Starling, Revolut and more – to your Curve App, and spend from any of your accounts using just one Curve Mastercard. No top-up needed!

See all your spend in one place, get instant notifications, and the ability to lock your card with a single tap. Then the magic begins… Get many of the benefits from each of your underlying cards then Curve’s incredible benefits and features on top.

Curve eliminates your underlying card’s currency fees to make all your cards 0FX. If you change your mind and wish you’d used another card, Curve allows you to Go Back In Time and change the card you used. Oh yeah, and there are also rewards. With Curve you earn 1% instant cashback from a selection of 100+ retailers, loaded instantly into your Curve Cash card.


ALL YOUR CARDS IN ONE – Curve simplifies your financial life by connecting your accounts to one smart card and an even smarter app.
Curve’s game-changing app upgrades your banking experience making it transparent, personalised, secure, rewarding and real-time.

NO TOP UP – Curve works completely without top ups.

USE YOUR CREDIT CARD AS A DEBIT CARD – Curve works in 30m+ Mastercard locations globally that support PIN or contactless payments. As Curve is a debit Mastercard, you can use it at places which don’t accept credit cards and then charge it to your credit card.

GO BACK IN TIME – Paid with the wrong card? Easy fix. Curve lets you switch the card you paid for purchases up to £1,000 and up to 14 days after your purchase.


EARN MONEY WITH 1% INSTANT CURVE CASH – Curve rewards you for your everyday spend. Get Curve Cash on your daily commute, coffee and lunch, grocery shop and even your Netflix binge watch. Choose from a list of 100+ retailers to earn Curve Cash, including leading brands Amazon, Uber, Spotify, John Lewis, Tesco, Sainsbury’s & more.

Don’t wait for your rewards to appear in your bank balance. Spend Curve Cash anywhere instantly. No points. No gimmicks. And yes, it could mean double rewards!

If you choose Curve Black or Curve Metal, you receive Curve Cash for unlimited time – it pays to spend!

“The cashback rewards are really good. Money for nothing!” – Sumeet, Curve Customer


SAVE ON FOREIGN TRANSACTION FEES WITH ZERO FX – When you travel with Curve, you can spend your money on luxury and adventures, not fees. Curve eliminates hidden bank fees (weekend charges may apply). Plus you can also enjoy fee-free ATM withdrawals abroad up to £600/month (depending on your Curve card). Simpler, safer, cheaper travel spend.


INSTANT NOTIFICATIONS & ANALYSE YOUR SPENDING AT A GLANCE – Get real-time spending alerts on all account activity so you always know what’s happening with your money. Curve instantly categorises and adds each purchase to your spend timeline. If you’re spending at home or abroad, keeping track or trying to save, Curve’s here to help.

IN-APP AND EMAILED RECEIPTS – After you have made a payment with Curve, take a photo of the physical receipt and attach it to the transaction in-app. Or we’ll send you a handy receipt straight to your email.


LOCK YOUR CARD WITH A TAP – If you lose your card (or think you did), you can freeze it with a single tap in the app, and unlock it later if you find it again, all in real time.

CURVE CUSTOMER PROTECTION – Curve offers you the best purchase protection. Curve Customer Protection protects you when you haven’t received goods or services as promised. With Curve, you’re covered for certain purchases up to £100,000. Curve fills in the gaps Section 75 leaves you with and provides an added layer between you and unscrupulous sellers.

Download Curve and get your card today.

*Terms and privacy policy apply at 0FX subject to caps and weekend charges. Cashback with selected retailers.

Curve user reviews :

After two years of use, I can honestly say that this is the best thing I have ever gotten and still uses daily. Instead of walking around with all my cards, I have just used Curve as my daily card for the two last years with almost no problems (I always carry a backup). Support have always been nice and helpful and solved my problems in a professional way. The 0% fx is amazing when traveling abroad. Also love the ability to change card with the time machine feature if I used the wrong card.
  • Curve 1 Ltd
  • Thanks so much for the 5* review Henrik! And thank you for taking the time to give such positive and thorough feedback, we really appreciate it.
fantástico!!!!! I use my Curve card pretty much every day. I use it for ATM withdrawals, online purchases, in person purchases at home and abroad. it saves me 100s of £ a year compared to even my 2nd favourite card & app. And probably closer to £1,000 compared to my “normal” bank! Using it abroad is amazing: NO fx fees, a great fx rate and not even a charge from Curve OR my bank for ATM withdrawals. Normally my bank charges me 3% with a minimum 4.50 PLUS a non sterling fee. Curve: wholesale!
  • Curve 1 Ltd
  • Thanks for taking the time to leave us such an amazing reply with great feedback – we really appreciate your support!

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